We are removing the boundary between business software and financial technology.

Kivi is a Türkiye-based technology company that brings ERP, e-transformation, open banking and payment technologies together on one platform, building integrated solutions for businesses and financial institutions.

STRATEGIC PARTNERSHIP WITH STATE-OWNED PARTICIPATION BANKS

Next-generation financial technology shaped by banking experience.

Ziraat Katılım and Vakıf Katılım are Kivi’s investor partners; with Emlak Katılım we are strategic business partners . This strong structure with state-owned participation banks brings banking experience together with our engineering capability, letting us build reliable and sustainable solutions.

✓ A strong ownership structure with state-owned participation banks ✓ Products developed and audited together with banks ✓ Corporate governance and transparent investor communication

SHAREHOLDER · INVESTOR

A shareholder in Kivi

SHAREHOLDER · INVESTOR

A shareholder in Kivi

STRATEGIC BUSINESS PARTNER

Emlak Katılım — product development partnership

Our journey

From ERP consultancy in 2013 to an embedded finance platform. Drag to move through →

2013 Started as an ERP consultancy

2018 Became a brand under the KiviERP name

2022 / 12 14% funded through crowdfunding

2023 / 08 Share sale to Ziraat Katılım Bank

2023 / 12 Ziraat Katılım “Katılım Dijital” project

2024 / 03 Vakıf Katılım “P@KET” project

2025 / 09 First-ever dividend payment in Turkish crowdfunding

2025 / 10 Share sale to Vakıf Katılım Bank

2026 / 02 Company established in Qatar

✦ Today Embedded finance + the Kivi AI layer

Kivi in numbers

A platform scaled on thirteen years of ERP experience, banking and e-document infrastructure.

30.000+

Registered businesses

The number of businesses choosing Kivi grows every day.

13 Years

of ERP experience

Thirteen years of sector experience and solid infrastructure.
25+

Bank integrations

Deep integration with Türkiye’s leading banks.
20+

Payment institution integrations

Seamless integration with bank and payment-institution POS providers.
10M+

E-document transactions a year

Millions of e-document transactions run through Kivi every year.
₺10Mr.+

Annual POS transaction volume

Annual POS transaction volume managed with Kivi solutions.
3

Strategic bank partnerships

We shape the future together through strong partnerships.

A team that understands your business

Kivi works with specialist teams across product development, project management, customer service and business development. We don’t just build technology — we keep improving our solutions by understanding what businesses actually need.

From setup to training, technical support to project coordination, we put the user experience at the centre of every stage.

✓ Support by phone, e-mail and WhatsApp ✓ Kivi Academy: training videos and user guides ✓ Project support: coordination through setup, integration and migration

⌘
Product & engineering
◎
Project management
☎
Customer service
Business development

KIVI’S LEADERSHIP

Our board

A leadership team that brings banking and technology experience together.

LinkedIn profile →
Mustafa Kürşad Çetin

Chairman of the Board

Group Head of Retail Banking, Ziraat Katılım
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Mehmet Fatih Yorulmaz

Board Member

EVP Retail Banking, Vakıf Katılım
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Abdullah Akdemir

Board Member

Head of Operations Centre, Ziraat Katılım
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Malik Hakyemez

Vice Chairman / General Manager, KiviERP

Founder of KiviERP
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Melike Arslan, Att.

Board Member

Attorney