Get paid instantly and manage collections from one platform.
Virtual POS, Soft POS and compliant physical POS, payment links and multi-channel orchestration. Create the invoice and collect instantly by SMS link or card — in your account the next day.
Payment link and virtual POS flow
Collect in three steps from your phone: create the link, send it to your customer, or charge the card straight away.
Every payment channel converges on one gateway
No more separate contracts, integrations and reconciliation with each bank virtual POS and payment institution. The KiviPAY gateway brings them together in one place, and you use it via API, the SuperApp or Soft POS.
Let your field team collect by phone
On a dealer visit, at delivery or out in the field — take card payments with KiviPAY mobile, send payment links and watch the day’s collections and transaction statuses in real time. For foreign-currency transactions the B2B and central-bank rates are applied automatically.
Payment flow: collect in 5 steps
Your whole operation on one device
The compliant device replaces the new-generation cash register — so you don’t need a separate cash register. The Kivi SuperApp comes built into the device: make the sale, take the payment, issue the document, and your accountant no longer has to collect data from the register.
Kivi AI makes sense of your collection data
Incoming payments are matched to invoices automatically, and alerts are raised for risky or unusual transactions. Risk scoring and AML checks coming soon.