Kivi AI screens your transactions continuously against AML rules — flagging suspicious patterns, showing gaps in identity verification and tying every step to an audit trail.
4 below-threshold collections from the same customer within 48 hours. A review case has been opened.
Documents required under AML rules are incomplete for 2 new customers. A reminder has been sent.
Identity verification and transaction reporting obligations under AML legislation — integrated with the Jewelry SuperApp.
Jewellery page →Transaction monitoring and reporting for dealer networks collecting at high volume through KiviPAY.
KiviPAY →It lightens the internal control and audit-readiness load in multi-bank, multi-company structures.
Transaction, customer and bank data is already in Kivi, so screening runs without delay.
The AI flags, you decide — no report is ever filed automatically.
Role-based permissions, privacy compliance and a full audit trail are standard.
About compliance, AML and audits
It is built on Turkish anti-money-laundering legislation and the secondary rules of the financial crimes authority: identity verification, beneficial ownership, suspicious transaction reporting, and record keeping. Separate rule sets are defined for jewellers, enterprises accepting payments, and multi-bank finance operations.
No. Kivi AI flags patterns, assigns a risk level and opens a review record; the decision to report and the filing itself always stay with your compliance officer. Nothing is submitted without your approval.
Structured payments below reporting thresholds, high-volume movements repeating within a short window, unusual cash concentration, new customers with incomplete identity verification, and matches against risk lists. Rules can be tuned to your company profile.
Every alert, review and decision is written to a time-stamped audit trail. Identity documents, beneficial ownership records and transaction history sit in one place, and the report is produced ready for audit day.
AML checks under Turkish anti-money-laundering law and the online AML integration are live today: identity verification, risk screening and transaction monitoring run through the Jewelry SuperApp. The broader compliance and risk panel on top of them — cross-transaction screening, risk grading and audit-trail reports — is in development. Other AI features live today: document capture, smart actions and scheduled tasks.
